Friday, June 28, 2013

Weighing In For The Lowest Premium$

Chris Huntley, author of, "Complete Guide to Buying Life Insurance," gives this example of how being at healthy weight can affect premiums.

I have a couple clients who are trying to lose some weight before applying for life insurance.  The idea is if they can lose enough weight, the insurance carrier will offer them a better rating, thereby lowering their premium.   The good news is that if you’re serious and stick to the plan, losing weight before your exam can really save you a lot of money.  For example, one of my clients is 55 years old and wants a $400,000 face value,  20 year term policy.  He is in great health and doesn’t smoke, but his height and weight are a bit too high to qualify for any carrier’s preferred non tobacco rating. 

He’s 6’0, 235 pounds.  With most carriers, he will be offered their standard plus NT rating if he were to apply and take the medical exam now.  The best price available to him now is MetLife at $161.74 per month.  However, if he could just drop 7 pounds, he’ll fit under Banner Life’spreferredNT weight limit for a six footer of 228 lbs, where he’ll pay $129.50 monthly.  That’s a savings of $32.24, or 20% less than the MetLife premium!  Over 20 years, he’d save almost $8,000 just by dropping a 7 pounds before the weigh in.
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Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of safe weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights of our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America. "Would you like to lose weight and/or explore opportunities helping others find health?  Click Here to learn more.

Wednesday, June 26, 2013

Making It Happen


A friend of mine sent me this article by marketing expert, Seth Godin.  It's some good advice or at least some food for thought.  

By Seth Godin

What marketing mistake do most small businesses make?
They believe in the mass market instead of obsessing about a micro market. They seek the mass market because it feels harder to fail--there's always one more stranger left to bother. It's the small, the weird, and the eager that will make or break you.
What's the right mix for social networking?
Comment less, contribute more, retweet none. We need you to be generous, not Dan Rather.

Why are most marketing messages so dreadful?
Because marketing is an artifact of the industrial age, and the industrial age is about mass and volume and average stuff for average people, produced in bulk. Of course, once you have an assembly line in the works, you're going to play it safe...
How can marketing and sales work more effectively together?
The Gordian knot disappears the moment marketing commits to making remarkable products that sales finds easy to sell.
Why are your responses so brief?
If I had worked less diligently on them, they would have been longer.

Note: Seth's final response actually contains (in a hidden form) some of the best business advice on the planet: that it takes time and effort to create a pithy message.
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Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of safe weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights of our lives as it lightens the burden of hopelessness, disease and obesity in America. "Would you like to lose weight or explore opportunities helping others find health?  Click Here to learn more.

Friday, June 21, 2013

Stepping Out



"Some of the best things in life are outside of your comfort zone." 

"All excellence and authentic success, begin where your safe harbor of the known, ends."


Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights of our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more.

Wednesday, June 19, 2013

Father's Day Inspiration Day 3



Yeadon is a wonderful dad and a wonderful Health Coach on our Team ... Enjoy his story!

"My story is simple. I was gaining ten pounds a year since my marriage. I got married and then started getting bigger pants! I was losing hope, for I knew how much exercise it took while I was in college to stay under 200lbs. Now, years later, married with a growing family and a full time job in youth ministry, I knew I could never exercise enough to lose the weight. Everything I had read about diets told me those were hopeless also! Statistically I would lose the weight, only to regain it plus more back. I did not want to get on the yo-yo system.  

I discovered this wonderful program in the summer of 2010. Our midwife, Katia, had been steadily losing weight all through the time my wife was pregnant with our second son. Finally I asked her how she was doing it. She walked me through the Habits of Health, and after beginning it and experiencing it firsthand, I was changed immediately. I wanted to help everyone I knew feel the way I did. I was finally getting to a healthy weight and never looking back!  

I have maintained my target weight through my birthday, Thanksgiving Day, my wedding anniversary, Christmas, New Year's Day, even a Superbowl party!  I am confident that the new me is the permanent me."

Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights up our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more.

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.

Tuesday, June 18, 2013

Father's Day Inspiration Day 2

Meet Bryce several years ago ... Since that picture, he's added years, kids and healthy habits! Becoming a healthy dad is one of the greatest gift we can give to those we love!



                                            Happy Father's Day Bryce!

Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights up our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more.

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.

Monday, June 17, 2013

Father's Day Inspiration: Day 1

Greg and youngest 2001
In honor of Father's Day this year, I'm featuring four fathers who have committed themselves to better health. As a result, each is on a path to living a longer, happier life!

Greg burned through 60 pounds of belly fat in five months and has kept it off for four years ... he told me that he never expected to live past 60 or see his grandchildren grow up. His own grandfathers had died in their 50s. As a result of the weight loss, his blood pressure normalized and he was able to stop taking blood pressure meds. His Cholesterol came down to normal and he didn't have to get the Cpap breathing machine his doctor had prescribed.

Greg and youngest last summer
Being married to this lovely man has brought me joy for 40+ years, plus three daughters, seven+ grandchildren and one great.  The fact that he's slimmed down and gained the habits of health means I'm in for more good lovin' for many years to come! 

Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Click Here to learn more.

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.

Coaching: the Best "Job" in the world!

I have the best "job" in the world!  Everyday I get to hold the torch, clear the path and cheer people on. In those moments of weariness and distraction, I get to remind them of their successes, hopes and vision. I get to celebrate every milestone on the way and love the results they achieve!

Mary, Greg, and Polly at Training 
In return, coaching educates, inspires, and connects me.  The income I receive gives me a home and time freedom to engage with the projects and people I love.  Coaching also keeps me accountable on my own journey to health for a life time ... What a deal!

When friends and family see our clients slimming down, walking without a pain, and grinning ear to ear, they ask "How are you doing it?" Our clients respond: "I'm working with a Health Coach and I'd love to connect you!"  Word of mouth referrals grow our business and help us contribute to the health of our communities and the entire nation.

Questions: Who needs our help?  Who's noticing?  Who's ready to make a change now?  Who are you currently reaching out to, helping, and coaching naturally?  Let's get you a few more materials and tools so you can gain confidence, skills, certification, and reimbursement for your good work!!

Greg and I coach clients to better health and train coaches for better life ... We do this every day because it brings us such joy, friendship, and personal satisfaction. When you're ready, we'd like to interview you to see if you would be a good fit for our expanding, nationwide team.

Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights up our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more.

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.

Monday, June 10, 2013

Lean on the Green Golf and Lunch

Lean on the Green Pitch & Putt Tournament

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What: 20 holes of fun golf with
           Lean and Green Lunch

Where: The Edgefield-Troutdale

When:  Monday, July 8th


Coffee and putting practice starting at 9:00 with tee off at 10:00.  This 20 hole pitch and putt  course takes about 2 hours to play.  After play, we will socialize, hand out prizes and have lunch.

Call Greg, 503-313-5651 for details and to make reservations.  



Are You Certified?

As a coach who is looking to increase their clientele it's important to see your offering from the prospective client's point of view. The client is looking for several things:

  • What program is being used and what results can they expect?
  • How long has the Coach been in the profession and what's their level of experience?
  • Is the Coach a good representative of his/her program - do the "Walk the Talk?"
  • Is it a Match?  "Will I feel comfortable working with this Coach as I strive to reach my goals?"
Here's my advice to Coaches: 
In addition to staying true to your program, using all available online tools and attending local and national training events consistently, Get Certified

The certification process for our Team is now being done through Villanova University. The exam is online.  The study guide and exam is $200. As of August 1st, commissions for Health Coaches who are certified will increase by 3%. So, give your clients what they deserve and give yourself a raise!

Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights up our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more. 

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.

Take Dr A's 30 Day Challenge!

Dr. A’s 30-Day Challenge

Before you try the next fad diet, consider this: Eighty-five percent of people who go on a diet without behavior support gain the weight back within two years.
Those are lousy odds!
If that isn’t enough to convince you to abandon the dieting circus, let’s look at a recent study out of UCLA. In the largest, most comprehensives and rigorous analysis to date, investigators reviewing thirty-one long-term dieting studies discovered that the dieters gained their weight back and then some. In fact, several studies indicated that dieters are actually more likely to gain weight in the future and to suffer from poorer long-term health than non-dieters.
Ironic isn’t?

Dieting on its own may not be the answer, but neither is the status quo.

Medical literature is teeming with studies that confirm that being overweight increases the likelihood of a variety of illnesses.
That’s why the Habits of Healthmy bestselling book, has been successful. In the Habits of Health, I teach readers how to change their overall outlook and lifestyle, which in turn makes it possible for them to achieve optimal health. Thousands of people have used the Habits of Health to beat the odds, and I have made it my personal mission to help thousands more.
As part of this mission, I developed an email challenge. This challenge, broken into 30-day sections, prompts you every day withlessons and exercises to steer you toward health. If you have time to check email, you have time to get healthy, so no more excuses. You can take the journey to health one day at a time, making the process easy and manageable—a lot less daunting than a 400-page book.
That said, my email challenges are tools that supplement the Habits of Health, as well as the support and input of a health coach. The email challenge can be taken independently of purchasing my book or connecting with a health coach. If you need help in finding a health coach please contact me and I’ll make sure we put you in touch with someone who can help. No matter how you get started, the point is to get started.


Are you overweight? Do you want to regain control of your life and live to the fullest?

I challenge you to invest 30 days in your health. I believe that you have it in you to succeed, and I know that you can find the time to read an email a day.
In health,

Take Dr. A’s 30-Day Challenge!

       

       


Sunday, June 9, 2013

How to Deliver a Ted Talk

I have never been shy about public speaking as long as I feel passionate about the topic and have a bit of time to prepare.  I found this description of How to Deliver a Ted Talk to be very helpful and inspiring!


Greg and I presenting at OMSI last summer
In June’s edition of Harvard Business Review, Chris Anderson, TED’s curator, shares five key to great presentation:
1.       Frame Your Story
According to Anderson, conceptualizing and framing is the most vital part of the preparation. Great TED talkers frame their talk as a story as if taking people on a journey. They follow a narrative structure that loosely follows a detective story where the speaker ignites the interest by presenting a vexing problem and describing the search for a solution. There’s an “a-ha” moment that comes around the conclusion. Click Here to read the whole article.

What's your favorite Ted Talk?  Click on comment and share your favorite! 


Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights up our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more.

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.

Saturday, June 8, 2013

Think Inside the Blog

So many ideas and thoughts come and go and I find myself to be busy and distracted ... The process of developing into business professionals is a journey of self awareness and self development. Since the goal is to move forward personally and then help others, as Health Coaches, we each need to dig deeply within and reach out far and wide so that we avail ourselves of all necessary tools, skills, and support. 

As I awoke this morning, the "thought" came to me: "Just get started today and I will show you what to do." So, as I see the path and strategic plan laid ahead of me, I'm going to "Think inside the Blog." Blogging propels me forward, provides a platform for sharing the insights, keeps me professionally accountable to all the coaches on our team.  Thanks for being along for the ride!

Health Coach Resource provides health and wellness coaching for individuals, families, and employee groups.  We guide clients through our medically directed program of rapid weight loss, transition, and maintenance. We also offer training for qualified individuals who are seeking health coaching jobs and careers. Health Coach training and certification lights up our lives as it lightens the burden of hopelessness and disease caused by poor habits and obesity in America.  Click Here to learn more.

Call 503-313-4820 or E-mail me today at Polly@HealthCoachResource.com.